A platform may seek recurring income after initial preparation. The asset owner needs to understand the continuing work behind that charge. ALFA Digital's B2B model should distinguish a subscription for infrastructure and issuer administration from professional reviews, transaction fees and services performed by other organisations.

Define the continuing product

A subscription might concern access to an issuer workspace, document administration, workflow support or another specified infrastructure function. The actual scope must be determined before pricing. A charge described as ongoing support can leave the owner uncertain about response times, included tasks and exclusions. The proposal should identify the users, products and period covered. It should also explain whether new transactions require a separate engagement. This helps the platform avoid a package whose apparent simplicity depends on staff absorbing unlimited additional work without a commercial agreement.

Choose a unit that matches service demand

Pricing by issuer, active product or workspace can create different outcomes as the owner's activity grows. The business should understand which unit best represents the cost and value of its service. In a hypothetical model, an issuer with one complex programme may require more support than another with several simple ones. A usage measure might improve fit but make budgeting less predictable. The commercial team should test these choices with actual scoped work, rather than assume that the easiest number to count is automatically the best pricing basis.

Separate service continuity from product obligations

A subscription agreement should explain how the platform service continues, changes or ends. The responsible legal and operating parties need to assess any consequences for the underlying products. A client should not be left guessing whether stopping a workspace subscription alters an issuer's obligations under separate instruments. BVI FSC guidance highlights the importance of clear operating and outsourcing arrangements where relevant activities are in scope. It does not approve ALFA Digital. The commercial design should preserve these boundaries in contracts and client explanations.

Review value and cost together

The platform should measure service performance, support demand and delivery cost over time. The owner should receive a clear account of material changes to scope or price under the agreed terms. Recurring revenue is sustainable when it corresponds to a service the business can deliver reliably and the client continues to need. A pilot can test whether the proposed unit, staffing and support commitments work together before the company scales a package that looks attractive financially but creates avoidable operational friction. The proposal should identify any service limits that trigger a separate quote, allowing the owner to budget additional activity before support requests grow beyond the original package.

References
  1. BVI FSC — VASP application guidance ↗
  2. Al Furqan Credit Connect — advisory capabilities ↗